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The Surprising Similarities Between Mobile and Payment Networks

Mobile networks and payment networks underpin our economy and society. And surprisingly, they have a lot in common.

Embracing Discomfort.
3 min readJun 6, 2023
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Just like good friends, they have their own secret languages (protocols), scorecards (KPIs), and family structures (departments), all while sharing the stage with other services (OTTs) and growing in sync.

From Baby Steps to Giant Leaps: The Evolution of Networks

Remember the good old days when we had 1G mobile networks and cash was king? Fast-forward to today, and we’re zipping through the 5G era while our money zaps around digitally. It’s like watching two kids grow up side-by-side, hitting milestones and reinventing themselves.

Chatting in Code: The Protocols of Networks

Each network has its own special handshake — GSM, LTE, and 5G NR for mobiles, ISO 20022 for payments. It’s like the secret language of twins, ensuring smooth exchanges between devices or secure financial transactions.

Vital Signs: Keeping Networks in Check

Keeping a close eye on these behemoths is crucial. In the world of mobile…

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